I feel your worry and concern. I have also been away for some time due to issues similar to yours. I am struggling with the Social Security Disability process and my insurance is $500 a month and we are at the point where we can not pay it anymore. We are loosing our home and the stress of all of this had made my Lupus worse. It has been a rough road. I am also stuck between a rock and a hard place but at least I am not alone.....you are with me!
I agree that you may want to look into filing for SSD. It is a long term resolution and be prepared for it to take a long time. You will receive denials but you can not give up, you have to keep at it. Things may be tough while you file but it may be the right path for you. Just research it and see if you think you qualify. I will keep you in my thoughts and if you need to talk more...just let it out!
As I grow to understand life less and less,
I learn to love it more and more.
Age 29, Lupus for last 7 years
Medications: Methotrexate, Lyrica, Celebrex, Flexeril, Theophylline, Bactrim, Xopenex, Lisinopril, Ultram