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Thread: Let's talk insurance

  1. #1
    Join Date
    Oct 2002
    Location
    Santa Rosa, CA USA
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    Default Let's talk insurance

    I have been without health coverage since the end of October. My hubby was laid-off from his job in June and we just couldn't pick-up the $1,050.00/mth. cobra! I have been hitting brick walls when it comes to finding insurance. The company I was with for the past 12+years won't insure me under an individual policy because I told them about the Lupus. Now my rheumi told me NEVER mention the word! He said to specify a "non-specific autoimmune disease in remission" and he will confirm that info. What do you all think? Also, any suggestions? Thanks for the input.
    ~*Denise*~

  2. #2
    Join Date
    Nov 2003
    Location
    San Francisco, CA
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    Default California Only

    Hi!
    I don't know if this will work for you, but I read on the internet about a California government run program ccalled "California Major Risk Medical Insurance Program". I am putting the website link in the website forum for you to check out. I am not using it personally... I went back to school to get insurance ...of course not an option for everyone. good luck to you- this is the major battle of our century.
    I think Americans will look back in 75 years and say "what barbarians, they didn't have national (or state-wide) health care for everyone!?". Every other industrialized nation has national health care- what's wrong with us?
    wishing health and strength to all

  3. #3
    Join Date
    Jun 2003
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    Default Health Insurance Concern

    California also has a program available called Healthy Families/Healthy Children. You may want to look into this, also.

    With the Cobra notice I believe you should have received an Insurance Portability Notice which should allow allow you secure health insurance with minimal "pre-existing conditions" restraint. I will do some reasearch on websites that may provide more information for and post.

    Good luck. Lossing health care coverage this a fear for all of us.
    Miller in Hollister, CA

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