Page 2 of 2 FirstFirst 12
Results 11 to 14 of 14

Thread: Symax Duotabs

  1. #11
    Join Date
    Aug 2006
    Posts
    1,574
    Thanks
    0
    Thanked 1 Time in 1 Post

    Default

    Grace, I'm not sure why the lawyer would have told you you have to wait until May to file for disability, unless maybe he was talking about a long term disability (LTD) insurance policy through your husband's employer. LTD policies generally require that you be off work a certain time period before you can apply - it can be anywhere from six weeks to six months. But there's no such requirement to apply for Social Security Disability - you can and should apply for SSD as soon as you become disabled. It doesn't matter if he was working last month or even last week, as long as he isn't working as of the date the application is filed, and the disabling condition is expected to last for a least a year. Even people who are working can still file if the amount they earn is under a certain amount - called "substantial gainful activity". For 2007, the SGA amount is $900 per month, so he could file even if he were still working as long as he didn't make more than that. Waiting to file is actually a bad idea - because a person's benefits are based on their average lifetime earnings, calculated as of the day you file for SSD, NOT as of the last day you worked. So a long period of time with no income can decrease the amount of benefits you will eventually draw, unless your average income is high enough to draw the max amount. And remember that once you file, it can easily take three to five months to get a decision. Also, many people don't realize that SSD has a five month "gap" between the "date of disability" and the date you become eligible for benefits. So if someone's date of disability is determined to be January, they don't become eligible for the first disabilty payment until July, and it won't be paid until August. So the sooner you get the process started the better.

  2. #12
    Join Date
    Dec 2006
    Location
    Benton, Arkansas (18 miles south of Little Rock)
    Posts
    55
    Thanks
    0
    Thanked 0 Times in 0 Posts

    Default Marycain

    Hi Marycain. We did apply for social security disability back in August, and Larry was turned down. We got a letter from them saying that Larry did not qualify for SS disability because of his work. He had to quit work in November, we also had to close down his side business that I ran, because it was in his name, and we were not allowed to put it in my name. If we had put it in my name before we had filed, we would have been smart. The letter from SS Disability said he had to be off of work for 6 months according to SS law. We are scheduled to see our lawyer May 10 to refile. I'm not sure if this is because he had already filed once or what, but I just got the papers back out and looked at them again and this is what it said. We are going to have to appeal. Anyone could be blind in one eye and not see out of the other one to notice that he can not work. What gets me is that I know someone who has nothing wrong, except a slight limp from a motorcycle accident about 30 years ago and he draws disability, never goes to see a doctor, is not on any special meds. He goes dancing all of the time, and hang glides. I just don't understand our system!

    Grace
    In your lifetime, you will find that you have true friends, and those who are friendly. It is important to recognize the difference.

  3. #13
    Join Date
    Aug 2006
    Posts
    1,574
    Thanks
    0
    Thanked 1 Time in 1 Post

    Default

    Social Security is another one of the health care issues that really needs to be fixed. It may be because he is re-filing - there may be a waiting interval like there is for bankruptcy. But I would still suggest you contact tthe person who signed off on the letter and confirm that this is accurate - even form letters can have typographical errors. If you own property other than your home, you are probably not eligible for SSI (Supplemental Security Income) because there are very strict income guidelines for that program. Unfortunately, you only have a certain period of time to file an appeal after an initial application for Social Security Disability is turned down, so there's no way now to appeal that first rejection. But use the time to gather all of of Larry's medical records so you can make the application as strong as possible.

  4. #14
    Join Date
    Dec 2006
    Location
    Benton, Arkansas (18 miles south of Little Rock)
    Posts
    55
    Thanks
    0
    Thanked 0 Times in 0 Posts

    Default Marycain

    It didn't take us long to realize that SS is not all that people may think it is. Larry had a phone interview with them also, and then we went to their office. No luck, so then we got the attorney. Right now I am worried about all of the hospital bills. Our insurance pays 80%, but those 20%'s are really adding up. I know I can't let it worry me too much because that will effect Larry and it won't help matters anyway! I keep every thing that even halfway pertains to Larry's health in any way. With all of the docs he sees, and all the different meds, tests, etc. I don't see how he can be turned down again. He has had 11 appointments so far this month. Give me a break, something is wrong! I purchased a calender book just to keep up with all of this, because there was never enough room on a regular calendar to write down the hospitals or doctors name, and what was going to be done on a particular day. In the last month he's had 2 CTs, 2 MRI's, one with contrast, one without, an endoscopy, and EEG, EKG, plus all of the lab work and regular visits with PC doc and specialists. Surely SS will be able to figure out that he is too sick to do anything. We're talking about a man who until the first part of July, worked 7 days a week and loved it. This is misery for him. He would rather work 12 hours a day than to feel sick and hurt as much as he does.

    Grace
    In your lifetime, you will find that you have true friends, and those who are friendly. It is important to recognize the difference.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •