I don't have insurance and running out of money. My husband and I both are self employed. I tried to get an individual policy before I was dx w/sle and was told that I was too fat to cover under a "normal" policy...I would have to go with $600.00 a month, a $5000.00 deductable, no vision or dental. Well at that time I was only going to my gyn every 3 months for my depo inj. and he was giving me a discount. By the way, at the time I was only 30 yrs old and that price did not include my husband. Well last year when I was dx w/ sle I tried again. They told me that they would not touch anything involving my lupus for 12 months and my premium would be $800.00 a month with a 30% increase every year around my birthday. Then I was told that there was a possibility that they would drop me at the time they were to start covering the sle. 2 other companies told me that lupus automatically excluded me from coverage. Since being dx, I've had a $3000.00 MRI, one set of blood test cost $1200.00, chest x-rays, hip x-rays, an ultra sound of my thyroid, etc. I see my Rhume every 6 weeks and get blood work done every six weeks. I'm on 6 different meds and start methotrexate as soon as I get rid of my bladder infection and bronchitis. By the way, the thyroid ultra sound showed problems so now I have to get a 2 day radiation test done to see if I have cancer. I have not worked in 3 months because of the "tooth ache" I have that runs down my back and my hip. It interfers with driving (I'm a real estate agent) and sitting and standing too long. Not to mention my increased problems with concentration and memory. I cost my husband a $1000.00 last week because I messed up a bid on one of his jobs....I have been bidding his jobs for the last 10 years and use to be able to do it with my eyes closed. I find amazing the things that you would consider second nature now requires the attention as if it was something you have never done before. I feel that I am starting to loose the confidence in my ablilities that have gotten me where I am today. Being able to represent someone in a real estate transaction requires you to sell yourself and you do that by exeuding confidence and ability. I also manage my husband flooring business and get new contracts for him...the same thing applies. He has had his business for 10 years now and we have never advertised. We are not even listed in the business section of the phonebook, but the phone rings. I am so scared of loosing my edge. I know I started this off with talk of insurance and money and I kinda veered off but it is all connected really. Even if the aches, pains, tiredness ever go away, where am I going to stand mentally. After all that is what is funding all of the aches and pains.
I USE TO SKINNY DIP...NOW I CHUNKY DUNK!