I found out today that even if you are still working and covered by your employers group policy, you must apply for Medicare Parts B &D before your birthday month. Your regular insurance company will penalize you saying that they are now secondary and you are at fault and are responsible for the expenses incurred. It seems that this is a very little known fact that they catch a lot of people with the rep told me.
So here I am warning all of you
Thank you so much for that information which, I am sure, so many are unaware of!
Peace and Blessings
Look For The Good and Praise It!
Was just thinking about this and wanted yo bump it up so as to warn the new people