I have the same problem. Worse in the winter. In my case it's nothing that moisturizer won't take care of. Montana is a very dry state and I go through moisturizer by the gallon. I get most of mine from the health food stores, staying away from petroleum based products. I can't remember the name of it because I buy it in bulk and refill my own bottle, but it is a lavender based lotion- all natural, no petroleum products whatsoever, smells divine and works like a charm!
"I'm going to get healthy or die trying"