health insurance changes
Well starting 1/1/12 my health ins. has changed. I now have $1000.00 in my insurance "bank" for both my husband and I and pay no co-pay until the $1000.00 are used up, between the two of us.
After the $1000.00 are used up, I have to pay the next $1000.00 myself, after that the ins. will pay %70/30.
I am pretty worried, because going to a specialist always cost about $280.00 and if I have to have an x-ray, well it sucks. I know that we have people that are much worse off, but I don't know how I can afford that. I am affraid that I will choose not to go to the doctor when I should, but wait until I HAVE to go.
It is so good for Lupies to get something new to worry about.
The funny thing is, our district manager said, that this is better than before, because how many times does one go to the doctor anyway, about 2-3 times a year?
Well maybe he does, because he is 26 and healthy. I sometimes go three times a month or more.
I may have been dealt a bad hand, but at least I'm still playing with a full deck. ( most of the time anyway).