View Full Version : SSI questions
10-01-2008, 10:48 AM
The doctor has labeled me disabled. I HATE that. We applied for public assistance and were denied medical coverage, isn't that grand? I am require to apply for SSI now and I did this online yesterday. My question is how long does it take, is it really hard to get approved? We are drowning in debt since I lost my job due to this illness. I hate not being able to do for myself! I hate crying from knee and wrist pain when doing a simple load of dishes. I just hate this. I hate lupus. I hate asking for help. And I hate whining which is what I am doing now. ugh.
10-01-2008, 02:49 PM
I am not on disability nor ever applied, but from my understanding, from my reads when you file for SSDI and are denied, you appeal it with a lawyer who handles disability claims. If approved the lawyer can only charge x amount of dollars.
There is a cap on his fees. And you would receive "backpay" from the time you were denied till approved also. That is where he, lawyer gets his fees. He is paid directly from SS. If not approved, he doesn't get anything.
So, with that type of clause, I am sure he is there to win for you.
It can take up to a 18 months to two years if denied along the way...
If it was me, I would hire an attorney today.
10-05-2008, 10:55 PM
I applied for SSDI in February 2008; it's been a ver long process. I feel the same way as you. I didn't want the label, can't work and make a living in CA working 3.5 hours per day. Was told if I was divorsed; I would be approved SSI. GRrrrr. We are in debt due to my shortened hours, and prescriptions. It's absolutely depressing!! I HATE it!!! Lupus robs us of so much; where does it end? My husband's company keeps laying employees off; we need his insurance. Scarry.
They sent me to one of their doctors, then I saw my doctor and had him complete papers; then they also sent me to a shrink. He stated my memory probably wasn't there due to "meds." Untrue; Lupus, Fibro, Sjogrens, Antiphospholipid syndrome and all the others are exhausting not to mention the cognitive issues. No one really understands except those of us that have it.
I was told to remain patient and I should get something in the mail within the next 8 weeks. This is step 1 of three steps. Next step, if it is a denial, I am getting an attorney. I don't have the energy for this fight.
10-13-2008, 03:19 PM
I've been in the process of getting approved for SSI since this January. That's a long time. But like they say, it could take 2 yrs. Oh well. That's so long. I got turned down the first time, and I know they never sent my papers to my doctors.
How can they do that?
But they do. I just recently found out I also have emphysema too. Nice to throw that into the mix. Lupus, emphysema, stroke, high blood pressure, hip replacement, low vision from the stroke, migraines, and I get turned down? What the heck? Okay. So I'm not disabled. And lets not forget my GERD. And the fact that I'm fat. And in pain. UGH!!!
10-13-2008, 05:20 PM
They won't tell you anything. You have to specifically request an MSS (medical source statement) be sent to all of your doctors and ask them to complete the forms as accurately as possible. Get copies of them for your records in case they "get lost" or you have to appeal.
A good reference book is "How to get SSI and SSDI" by Mike Davis. Another good book is "Winning the Disabililty Challenge" by John Tholen. They can both be located at the local library if you have a library card.
Get copies of everything every single time you have a lab test, etc., any tests and keep them in a three ring binder. I know it's a pain, I can't tell you how many papers I have "lost" myself before it made it to the binder.
Hang in there and get ready for an appeal. I am so frustrated also; but we can't give up. Look through the phone book and find an attorney who specializes in SSDI and start making phone calls. Ask what their success rates are and their percentage of cases they won. This will better give you an idea of whom you may be comfortable.
10-13-2008, 07:17 PM
I'm in the appeal process right now. So it's not been fun. I have a lawyer handling it for me.
Thanks for the advice.
Really appreciate it.
10-14-2008, 05:26 PM
I got a call from them today. I haven't the work history to qualify for SSDI but she said our income limits meet the criteria for SSI. She also told me it would be 2 to 4 months before any decision is made. I have heard it is likely to get a denial first and almost everyone has to appeal it before getting it. Ugh. I hate drawn out processes.
11-28-2008, 06:48 PM
I was just labeled 'disabled' but have only been off work since October 2oth. Although with the holidays rapidly approaching and five children, you can imagine my stress level.
How soon can a person apply for SSI? I'm thinking of trying to do a transcribing job from home, but not sure if the inflammation will allow me to do that, but I need money. Walking is completelyout of the question right now as I'm in a bad flare.
11-30-2008, 03:17 PM
I don't know if there is a time limit for applying for disability, but here is a website that might give you that information:
Peace and Blessings
12-02-2008, 07:45 PM
You can apply at anytime. The question is how long will you be disable they will ask....
My research yielded...
Your disability does not have to be permanent for you to get SSDI benefits. However, your disability must be long-term. It must last or be expected to last at least 12 months, or result in death. SSDI does not give benefits for short-term disabilities.
Have you sought out assistance from your Department of Social Services...maybe you could qualify for something, for your children and you...
If you provide city, I could research it for you. If so, are you married....?
12-02-2008, 08:34 PM
Hey Oluwa how about you help me too lol... i applied over the internet and they called me asked me some questions now im just waiting for my medical records. to take them to the SS office. After my application i have to answer some other questions that takes 2-3 hours is this typical for them to do??
12-03-2008, 10:32 AM
Sandy... I am not sure the duration of time for the interview nor any of the questions they will ask.
From my research.....
Going in-person for your disability interview will get you free advice from the claims representative, an examination of your papers for errors and oversights, an opportunity to correct them before the papers are filed, and the opportunity to demonstrate your honesty and credibility to a representative of SSA.
However, to save time, SSA may try to persuade you not to come to the office and may instead propose a telephone interview. For the reasons given above, an in-person interview may be more beneficial to your claim. You have the right to an in-person interview. If SSA does not allow you one, ask the office of your U.S. Senator or Member of Congress how to obtain an in-person interview.
Or this...to see if what program you may qualify for...SSDI, SSI....
Or maybe they need additional paperwork..?
A printouts to use...
, "you can help shorten the process by bringing certain documents with you when you apply and helping us to get any other medical evidence you need to show you are disabled. These include:
* The Social Security number and proof of age for each person applying for payments. This includes your spouse and children, if they are applying for benefits;
* Names, addresses, and phone numbers of doctors, hospitals, clinics, and institutions that treated you and dates of treatment;
* Names of all medications you are taking;
* Medical records from your doctors, therapists, hospitals, clinics, and caseworkers;
* Laboratory and test results;
* A summary of where you worked in the past 15 years and the kind of work you did;
* A copy of your W-2 Form (Wage and Tax Statement), or if you are self-employed, your federal tax return for the past year;
* Dates of prior marriages if your spouse is applying;
* A certified copy of your birth certificate.
Also provide at least one doctor's report based on a recent examination that:(1) establishes the diagnoses of injuries or illnesses that are causing severe impairment of work capacity; (2) explains the restrictions on work capacity resulting from the diagnosed medical conditions; (3) gives examples from real life of what the patient can and cannot do; (4) explains whether severe impairment is expected to last at least 12 months or result in death.
Be relaxed, ensure all your paperwork is together....and maybe hire an attorney.
There is a cap on his fees. If you're denied benefits he does not collect a fee. If approved he will receive the payment from the backpay of benefits..the date you applied...
An Attorney or Representative for a disability case is allowed to receive 25% of a Claimant's past due benefits. So, if a Claimant receives a back payment of $10,000.00, a representative will receive $2,500.00 as the fee.
The maximum fee amount an attorney or representative can receive, however, regardless of how much the Claimant receives in past due benefits, is $5,300.00.
Your doctor doesn't approve it per se..your records, his notes will help or hinder your case...
Maybe the links below will yield some answers for you on the chances of being approved and the process. It isn't the official www.ssa.gov sites though, below......
Hope this helps...
12-03-2008, 11:24 AM
I've decided not to try to get disability. Instead I'm going to try to work from home or find a job that isn't taxing on my body. If I rack up too many sick days then I'll see about disability.
Right now my rheumy is saying I'll be ok to work in February. She doesn't see the need for disability.
01-25-2009, 09:58 PM
I went through the whole SSI/Disability BS! I waited a year because i thought i would be able to go back to work and didnt want to be "disabled", if your ready to go back to work by the time your about to be approved its easier to say, ehh i dont need it, instead of putting it off until you are almost in debt, most people get denied at least twice, and chances are you will need a lawyer. BUT if/when you get it they pay you back pay from the day you applied so most get a lump sum when they are approved (if you needed a lawyer they will take their % from the lump sum) at least that is how it is in Utah. So be prepared to find a SS lawyer who deals with SSI/Disability claims. In the end its worth all the hassle, i think they make you go through all of it to make sure you are somehow "worthly" of it! Its crap but be patient!
01-26-2009, 02:15 AM
Im about to go down this rout today, il phone them soon x