View Full Version : just great..bad news

09-27-2012, 10:24 AM
i just found out i'm loosing my medicaid on oct 1..i make too much to keep it..you can only make 600 a month to qualify..but at least my son can keep his but in this state it sucks!! so now i have no idea what to do..i make 7.73 a hour..been looking for a nursing job with no luck..my 6 meds will kill me.. not to mentiion idk how i'll afford the dr..

09-27-2012, 01:37 PM
In the state of PA, they DPW will only count half of your income if your actually working as an "incentive" for people to work. You can also appeal and keep your medical going until you go to a hearing, although if it turns out that you're ineligible you can be charged with an overpayment afterwards. Find out if in the state you are in they give a deduction for "earned" income as opposed to "unearned" income. Somestate count income differently and many people don't know this. good luck, hope it's all a mistake.

09-27-2012, 04:51 PM
I made $300 in Texas and made too much for Medicaid. It's been 2 1/2 years since I had insurance but thankfully I get my medicare in Oct. I know what you are going through. I am so very sorry

09-27-2012, 05:21 PM
I live in Texas and can't even consider medicaid because of my age, im 21. I applied twice and then they told me no matter how much I need it I automatically get denied because of my age. Actually I have found it has been cheaper with no insurance, my doctors and pharmacy charge less than what my co-pay was. Also for the meds start calling the companies that manufacture them because you might get them for free, thats what I did for the CellCept. Talk to your doctor about their financial aid programs. My doctor has one but i'm still too young to qualify.

09-27-2012, 05:49 PM
thanks for the advice everyone!! im looking into assistance with my meds and doctors

09-28-2012, 06:38 AM
Oh wow, that's terrible. I hate our healthcare system!!!! one of the richest countries in the world, EVERYONE should have universal coverage. I'm always bitching about that. And here I am complaining about our rules here in PA! IN PA for a family of one if you make over $200 a month you wont qualify under state funder MA, but theres a federally funded category that workers dont tell applicant about, this is the one with the deductions. in this category a one person Household can make up to $1800 BUT a dr has to fill out a form saying the person is dissabled 12 months or more. thats easier than it sounds. A person can be dissabled and still continue to work, for instance how many of you have walked into a local walmart and have been greated by someone in a wheelchair? that person is clearly dissabled but still working. Again this is in PA, im not sure in other states or counties.

09-28-2012, 07:48 AM
Good luck! Another option is to check with your local hospitals. We have 2 hospitals here that offer "insurance" and its based on your income. It goes in increments of 6months then you reapply but you get all hospital services covered and you can pick docs that are in the hosp network and get doc visits covered as well. My husbnad has to do this. It even covers dental and prescriptions. Its a life saver for us. Also, I know every state is sifferent but in NH we have full medicaid and we also have a "spend down" plan. Basically its like other insurance except you don't have to pay monthly for it. How it works is they give you a spend down based on your income. So let's say your spendown is 1000 dollars, you cover the first 1000 and send in the bill with proof of payment and as soon as you meet the requirement then you have full medicaid for the rest of the yr. Then you restart again every yr.

Its a great program for people like us who go to various doctors often and can easily meet the spend down requirements but it kinda sucks for "normal" people who only go once a yr for their check ups.

Hope you can find something soon!